Example 1 — Spot the underfit model
EasyProblem
A straight line is fit to data shaped like a parabola. It scores on training and on new data. What's wrong?
Solution
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Poor on BOTH sets with no gap is the signature of underfitting.
Name the structure before touching arithmetic — that is what makes the right method obvious.
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Ask the recognition question: Does the model do badly even on the data it was trained on?
If the answer is yes, the concept applies; the cue, not a keyword, decides the method.
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Check whether the model's shape is too simple for the data's true shape.
The rule is chosen only after the structure matches, so the steps mean something.
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A line can't bend, but the data curves, so it misses the pattern everywhere.
Keep units, shape, or answer form tied to the story so the work does not become symbol pushing.
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Check the answer against the original question.
It should fit the mental model — too simple to see the pattern. If it does not, revisit the recognition step before changing the arithmetic.
Answer
Underfitting
Takeaway: Bad on training AND new data, with no gap, means the model is too simple.